Hello.
– I am 55 years old, and I know not how long I live. Actually, I could have dropped dead right now, so while you read these lines. You hear all the time about people my age dying.
– I’ve sat and looked at my pensions and savings for bla,. to find out how my wife is off if I make the kick the bucket and so I was frankly quite surprised and angry.
so begins Gert H a letter to the nation! about the injustice, he seems ATP exposes him and other danes, who are dying, for. Everyone is forced to pay to the ATP, and it is not the Gert is angry about. No, what he is angry about, is that ATP according to him, is going to make money, if he loses his life. Gerts letter – as a nation! have asked the ATP to answer, read it below – continues namely as follows:
– I would very much like to know – and I am certainly not the only one – why the ATP livslangpension only pays out a one time amount of 50000kr to my spouse, if you die, even if there are close by 95000kr my retirement.
– It is after all my money – and my wife, writes Gert, but Jan Sabroe, Centerdirektør in the ATP, points out that, in the community as ATP is also common to carry the risk that some live shorter or longer than others:
– Dear Gert H.
– You are right in that we typically pay out a sum of 50,000 crowns to the spouse after the that might have gone away. And if you have children under the age of 21 years, each child also 50,000 dollars, if you have paid the ATP for a minimum of two years.
– This means that if you’re a younger mother or father, that drops away, so get the family overall, 100,000 dollars from the ATP, if there is one child in the house, and 150,000 dollars, if there are two.
– Fortunately, it is the people who pass away before they reach retirement age.
– Have you saved up through a lifetime, the equivalent of the first seven years of the ATP-pension for it, you and your employer have saved up on your behalf. Everything you get in addition, comes from the common ATP pool.
you Are 78 years old and receive old age pension and ATP in 10 years, you get three years of extra ATP-pension. Actually, the danes are in average 22 years on the pension, and so is the whole 15 years, that will be added to the hat on your own savings.
– You can see ATP-the pension as a kind of insurance.
– One saves through working life and thus ensure that there will be enough money for old age – no matter how long it will be.
– the ATP-the pension is lifelong and means that you will continue to get monthly payments from the ATP – regardless of how long you live. And no matter how much you have saved up.
– Are you one of those who live long, there is no limit to how long the ATP-payments continues.
– the ATP-pension for all danes, who have saved up through their working lives. And like all of us, who save up together to get the common benefit of the profits, ATP creates, then we are also joint to bear the risk that some live shorter or longer than the other.
– thus, It is not only you and your family in need of tender to, if you are one of those who live the longest and will need revenue for many years.
– The common ATP-the pension shall, together with the old-age pension for all danes have a financial safety net in old age.
– the ATP-pension plays a big role for those who have the least in retirement income and for those who, in the course of their old age life runs out of other retirement savings.
– 40 percent of Danish pensioners only have the state pension and ATP as a source of income from the last working day and the rest of his life, and ATP Lifelong Pension serves as an economic safety net for many in old age, writes Jan Sabroe, Centerdirektør in the ATP, but what are you thinking?
