The young spaniards are losing the battle for the house. The emancipation in solitary with a single source of income is unlikely below the age of 30. Only 19.3% had achieved at the end of 2017 (in 2008 there were 26 per cent), according to the latest data from the Observatory of Emancipation of the Youth Council of Spain (CJE). Eurostat confirms: the average age of leaving the family home (29,3 years) is the sixth highest in Europe.

This is because the percentage of income that those under the age of 30 years must be allocated for access to a home exceeds the 30% recommended. In the case of the wage-earners alone is bleeding: the car eats a 88.8% of their income, and buy a 61%.

The x-ray is depressing. Low wages, precarious employment and the high house prices are leaving out, if they have not already been made, to this group, increasingly vulnerable. “Access to housing is a pipe dream for young people”, acknowledged this week the minister of Promotion, José Luis Ábalos.

If it weren’t for the family support, many would not get its independence in a long time. The family is sponsoring the emancipation residencial in Spain. And, therefore, the conveyances, grants or leases below the market price each time you charge it more strength. “An interesting phenomenon is the of the transfers or donations of housing on the part of grandparents or parents, who are the ones that, over time, to pose their own emancipation to leave the family home to the children”, said Mariano Urraco Solanilla, Doctor in Sociology and professor of Sociology at the University to Distance of Madrid. An example: in 2017 households formed by people aged between 16 and 29 years who resided in a house granted free of charge were 21.5%, according to the INE. In 2008, at the end of the housing boom, there were only 8.7%.

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And it is not the only help. Four of every ten have family support to cope with the purchase of a home, according to a report from Planner and Valuation Society. The parents are involved with the payment of a part of the home, with the collateral for the mortgage or doing a loan at a low interest or without interest. Otherwise it would be impossible to tackle solo price increases of 10% per year, which reach to 20% in some districts of the big cities. In addition, to purchase a home average of 150,000 euros should have saved more than 50,000 euros. And, finally, 36% of young people would have to finance more than 80% of the purchase price of a home, according to ST.

A chasm opens at his feet. “Faced with the impossibility of giving a future to the children, many families reinforce the pressure on the home purchase. This speech Betboo is similar to that of give studies to the children to try to avert the dangers of a labour market that is increasingly exclusionary,” says professor Urraco. Consequently, the preference for the property is more than just a cultural uniqueness in Spain: “is the main asset of heritage that parents can bequeath to their descendants, and for many, it is a kind of retirement plan,” he adds.

Share charges

despite the family pressure, by the purchase, the young people also have back up for rent. Javier Barrios is a young man of 25 years came from Logroño to Madrid in 2011 to pursue a college career. “I went to share a flat in the area of Madrid with two other colleagues and my parents paid over the years, the amount”. Until the end of the race and found a job. With its 1.100 euros pays its rent but is aware that he can never rent or buy only. “What I see is that all my colleagues we are still sharing a flat, because our salaries do not allow anything else.”

this give a good account in the agency Rental Insurance. “The group of 24 to 35 years old who has agreed to his first work is characterised by low wages and little or no savings capacity. I usually go to the outskirts and rent, many in pairs, for 500 or 700 euros a month,” said David Caraballo, commercial director. The group of 18-to 24-year-old is always backed by their parents, who pay 200 to 400 euros per room, according to the city.

The homestead exclusion is real and being young does not already is equivalent to biological age. It is a virus that spreads. “Rather we could do it equate to precarity in the insertion direction incomplete in the labour market”. Because, “if you don’t reach never economic independence never going to stop being young and you’ll be doomed to carry that label for many years,” says Urraco.

In Spain has lost the train of the car, which had been revealed after the crisis as the way to access a house, but in the end has shown the worst of their faces: 1.200 euros per month in Madrid and Barcelona. For this reason, “the number of young people that has rented or has tried to do has fallen by 39% in just a year”, according to Fotocasa. The portal noted that young people (18 to 24 years) who have managed to rent in 2018 has declined by 58% with respect to 2017 and in the case of persons ages 25 to 34 has fallen by 25%.

The rapid rise in rents are driving out and, more important, because there are many who become to think, like their parents, that renting is throwing your money away. The implication is that there are growing cases of transitions a boomerang, return to the family home. “After a break of a couple or a dismissal may not continue to pay the rent and have to return to the home of his parents. The stigma that falls on these young people is considerable, and once more the family appears as a mattress”, stresses professor Urraco. Although warns you that the mattress is not sustainable in the long term. “For now, the pensions of the elderly allow this type of maneuvering of family support, but today young people will not enjoy this margin.”

The promoters, aware of the difficulties of youth and the need if you want to sustain your business, turn to formulas that do the miracle. Although they are currently few. Quabit has just launched a campaign with discounts of up to 10,000 euros in the final price to help the emancipation. Will be in effect until November 30 and prices start from 119,000 euros. And Via Célere just started selling a promotion in Madrid in which there will be eight floors flexible and adaptable to young people. To displace a movable partition the rooms are enlarged or reduced in function of the needs of its inhabitants. Cost 190.000 euros.