“Victim of speldjävulen”
“Gaming allows you to play on credit.”
“Offers fakturatjänsten Zimpler”
“It is forbidden according to spellagen to offer credit.”
“But Aftonbladet’s review shows that several bookmakers allow you to play first and pay 14 days later, through the service Zimpler.”
“Something that will put hundreds of swedes in debt with Bailiffs.”
“That offer gaming on credit is prohibited under the new spellagen, and controversial even in spelkretsar. “
“On several sites that write about the casino games is the Swedish, lightning-fast payment service Zimpler has taken the Swedish market by storm. But they discourage people with gambling problems to use the service.”
“”With Zimpler you can pay with invoice for the money you really do not have. Something that can end very badly!” writes one site.”
“”to allow players To play casino on credit is a very sensitive topic since it can be seen as irresponsible if the gambling play for borrowed money,” writes another site.”
“In spellagen it says:”
“Aftonbladet’s review shows that Play Ojo, Mr. Green, Bethard and Casinostugan offers Zimpler-payment on their platforms. All the companies have Swedish gaming license. “
“Mr. Green and Bethard are members of professional organisations that say they promote a healthy gaming market. Play Ojo advertise themselves as ”nice casino”.”
“instead of depositing money with the card or bank transfer, you can choose the invoice payment with the Zimpler. The company will send a sms code and puts money directly in the account. The payment can be stopped if you do not pass the Zimplers credit check.”
“730 cases with the Bailiff.”
“It takes less than a minute. The invoice will sms or email and shall be paid within 14 days. If you do not pay the waiting penalty interest of 24 per cent, debt collection and Bailiff.”
“Aftonbladet have taken part of the 730 cases of the Enforcement officer, who started with Zimpler. They have come out between August 2018 and February 2019.”
“– Zimpler is the easiest way to solve the money at once, if you don’t have coverage, ” says a man in the 35-years old, who today has miljonskulder.”
“It cannot be said surely that all the 730 case is about the games. But Zimpler is clearly profiled against the gaming industry and affiliate member of the game industry’s national Association. “
“Aftonbladet has spoken with a dozen people of the indebted – all have used Zimpler to finance the games. “
“Zimplers answer: ”very few cases””
“Aftonbladet has asked the company Zimpler and its ceo Kristofer Ekman Sinclair how they look on game fairness, and that hundreds have ended up with Bailiffs by their services. Zimpler respond with a two page ”FAQ”.”
“”One of the Zimplers business is online gaming. Towards this client group has Zimpler chosen to adapt its payment service in order to proactively work towards a healthier gaming market and provide a support which is not available today,” writes the company.”
“Zimpler, in addition to the invoice offer payment with the card and the bank writes to you to take responsibility in several ways. Among other things, by the customer itself can choose how much you want to spend with Zimpler each month, that their customer service staff is especially trained to identify unhealthy consumption behaviours, and economic challenges of its customers.”
“Despite the fact that Aftonbladet has written to Zimpler that we have presented hundreds of cases that have gone to the Exchequer writes to the company that it is extremely rare that their customers end up with the Bailiff, and that they are actively working for this not to happen.”
“If an invoice is not paid stopped the customer from future payments. After six months, provided the case be transferred to the Zimplers inkassopartner, writes the company.”
“”In very few cases, the process can involve our partner goes to the Exchequer as a part of a samlingsärende when the customer has had the liabilities of the several companies which, in turn, has chosen to pursue matters to the Exchequer,” writes the Zimpler by the ceo Kristofer Ekman Sinclair.”
“the People behind the Zimpler previously had a similar service called PugglePay.”
“”Can be contrary to the law””
“Spelinspektionen reason that the bookmakers themselves do not offer the credit, and therefore is a service that Zimpler permitted. Kind of like that it is also permitted to pay with a credit card. The gaming companies that responded to Aftonbladet’s questions have reasoned similar. “
“But in the law it says that ”gambling shall be suitable from the public point of view and be conducted in a healthy and safe way”.”
“– It is not absolutely sure that this is not contrary to spellagstiftningen. Of course, there is a duty of care, and where there may be opportunity to examine whether this is a responsible way to operate games on, with the granting of credit in connection with the games, ” says Anders Sims, head of communications at Spelinspektionen.”
“How do you look at to 730 people ended up with Bailiffs by Zimpler?”
“– There must an absolute to raise eyebrows. But we need to have a larger discussion on the authority of what it leads to in the form of supervision, ” says Anders Sims.”
“Spelinspektionen to meet with industry representatives on april 2, and may discuss the case then.”
“– It is possible, if we have had time to formulate a position on the granting of credit at the game. Especially if it is clear what the consequences are of using the service, you now have examined, ” says Anders Sims, head of communications at Spelinspektionen.”
“this is what the bookmakers”
“▪ There are two trade associations which the online casinos can be included. Both say they promote a sound and sustainable gaming market.”
“Mr. Green serves on the board of the Swedish trade Association for online gambling, BOS. Bethard is with in the game industry’s national association, OR. “
“Aftonbladet’s review shows that Mr. Green, Bethard, Play Ojo and Casinostugan offers Zimplers fakturalösning.”
“– Then Zimpler basically works like a credit card – but without the physical card – but with the feature that, for example, set your own limits for how much you want to spend so we have decided to offer this opportunity in Sweden, writes Richard Rinaldo, head of communications at Mr Green in an email.”
“Mr. Green writes in its response that it is a ”basic factor” for Mr. Green that the player has control over their gambling, and has therefore developed a ”palette with the responsible gambling tool” as they call Green Gaming.”
“Bethards counselor in the addiction – and spelansvarsfrågor, Magnus Rydeving, responds in an email:”
“– We look not on the underlying transaction that the customer performs a payment by invoice, card or bank. However, we do know that Zimpler have responsible gambling on the agenda and is one of the few, perhaps the only, billing company that actually has oversight over their customers ‘ gaming habits, and a support team that is trained in gambling problems.”
“Bethard also writes that the case with Zimpler always be preceded by a strict credit check. “
“– Zimpler are also members of the game industry’s national Association and has thereby accepted their ethical guidelines and have to follow Swedish legislation. The company is also active in the debattu002Fdiskussion about game fairness. In summary, so feel Bethard safe with Zimpler as a partner. Their checks along with Bethards duty of care provides a good protection for customers, writes Magnus Rydeving at Bethard.”
“Aftonbladet has also sought to Play Ojo and Casinostugan, but they have not returned.”
“If your game is gambling behavior are true of at least three of the points below, it can be a sign that you have or are at risk to get problems.”
“Source: Beroendecentrum, Spelnykter, Spelberoendes association, etc.”
“► Spelberoendes association”
“In emergency situations or thoughts of suicide, always call 112.”
“► Mind Självmordslinjen 90101”
“Hotline for persons with thoughts of suicide. Open at 06-24 every day. Tel: 90101.”
“health care advice and information on the nearest psychiatric emergency room. Tel: 1177”
“Tel: 0771-22 00 60, all days at 13-22.”
“Tel: 112, all days at 21-06”
“Svenskakyrkan.seu002Fjourhavandeprast”
“► helplines”
“Tel: 08-702 16 80, all days at 21-06.”
“► Bris – Children’s right in society”
“Tel: 116 111, all days at 14-21.”
“adult helpline: 0771-505050, weekdays 9-12”
“► Spes – suicide prevention and victim support”
“Tel: 08-34 58 73, the telephone hotline every day 19-22.”
