“Expert: Many worried unnecessarily over their pension”
“Rogue companies earn money on our concern for the pension.”
“They’re trying to sell savings and funds as you do not need, according to the Pensionsmyndighetens Sten Eriksson.”
“– you Work and have an occupational pension scheme has made the most important thing, ” he says.”
“Sten Eriksson in Authority saw how a company presented their own alarming pensionsundersökning. In addition, claimed the company to the pension Authority under estimate the need for private savings. It got him to react.”
“– It was a company that wanted to advertise their savings. I was most narg, when I saw that publicity. They claimed that half of them are worried about their retirement, ” he says.”
“But according to Pensionsmyndighetens study is concerned was the fourth american – and many times unnecessarily.”
” People do the best they can, they have an occupational pension, go to work and pay taxes. Much more, you can’t do, I feel. Yet there is a nagging worry over something you have missed. You should know that some are selling that people are concerned about, ” says Sten Eriksson.”
“He wants to instead press on the importance of first going into the minpension.look and see how much money you actually receive in your wallet as a pensioner. Would you then feel that there will not be enough, so it might be necessary with other forms of savings.”
“The honest would be to inform that it is you yourself who makes the decisions, not the companies or the pension Authority, says Sten Eriksson.”
“– It should say before you start to sell sparanden or tells that people need to choose a premium-based pension.”
“In the end, he is convinced that most adults are fully capable to make their own decisions – and it is completely okay to not make an active choice.”
“– Are you not interested in to choose, so choose not to. Doing something else that you think is more fun. It is most important for the pension, most of us already.”
“Want to or can’t save is a good idea to consider working longer. A year of extra work after 65 give as much money to save 500 dollars a month for 30 years. At the same time, stands not in the chair with some pensionsprognoser which looks dark out.”
“– What is it that should be concerned about? Those who worked part-time in many years, those who work without occupational pensions and self-employed persons must save themselves, ” says Sten Eriksson.”
“Your final pension consists of several parts. Public pension from the state consists of both income-based and premium-based pension. Within the pension you can, if you want to, choose how the money should be placed.”
“The majority (nine of ten) that have a employment will also get occupational pension from their employer. There will be a potential private savings.”
“On the site minpension.see, that is a collaboration between the state and the pension companies, it is possible to get a forecast of their future pension. Where the collected information from both the Authority as well as insurance companies and banks.”
“Source: Pensionsmyndighetenu002FTT”
