The neobank launches a campaign to encourage the contracting of its indexed portfolios (roboadvisor), available from just 150 euros.
MyInvestor offers customers who have contracted a mortgage loan with the entity to try its roboadvisor service (indexed portfolios) without a management fee during the first year.
In this way, it promotes the cross-selling of its flagship product, while staying true to its commercial policy of offering No-Backpack mortgages, that is, without any ties.
With this campaign, the neobank participated by Andbank Spain, El Corte Inglés Seguros, AXA Spain and family offices such as Casticapital and Aligrupo seeks to encourage its customers to invest in the long term to prevent inflation from reducing their purchasing power.
Customers can contract their indexed portfolio from just 150 euros and, if they wish, they can schedule regular contributions to invest little by little each month and multiply their money by compound interest.
A client who invests 150 euros today and each month contributes another 150 euros in a 100% equity portfolio, after 25 years, would have more than 178,853 euros in the most favorable market scenario, 150,886 in an average scenario and 128,915 euros in the more negative, according to a simulation based on historical data.
The indexed portfolios of MyInvestor (roboadvisor) invest in index funds and apply the lowest commissions in Spain: 0.15% management and 0.15% custody (VAT included). The client only has to do a simple online test and, depending on their profile, they are assigned one of the five available portfolios (Classical, Pop, Indie, Rock and Metal).
From its launch in June 2021 to the end of May, the Classic Portfolio lost 4%, weighed down in recent months by high quality fixed income, while the Pop portfolios,
Indie and Rock earn 5.2%, 15.3% and 22.3%, respectively. The Metal Portfolio (100% variable income) that was launched in November 2020, gains 30.1%.
Ignasi Viladesau, director of investments at MyInvestor, points out that “inflation makes investing not an option, but an obligation, and this product is the ideal alternative for those who want their assets to be invested professionally and efficiently with minimal costs”.
For his part, Javier Sánchez, head of Accounts and Mortgage Product, underlines that “this campaign wants to reward customers who trust MyInvestor to buy their home, putting at their disposal the best products to cover their financial needs throughout the of his whole life.”
