“Sparekonomen on the interest rate: No need to worry”
“Believe in small changes of mortgage rate despite the rising”
“For the first time in seven years raises the Riksbank lowered the key rate.”
“the News about a raise to minus 0.25 per cent came in the morning.”
“But how does the news mortgage rates?”
“– There are no need to worry, ” says sparekonomen Christina Söderberg on jämförelsetjänsten Compricer.”
“How should you reason that bolånetagare after today’s announcement?”
“– first, you need to not be so worried, ” says Christina Soderberg.”
“– Even if interest rates are raised slightly, it will go very, very slowly. There will not be any whole percentage that our mortgage rates will be raised. You should bear in mind if you are a high belånad and already have difficulty paying their rates is to be aware of that we right now have extremely low interest rates. The best is when you can save a bit now and use when interest rates go up.”
“Is the location to tie the rate now or is it too late after today’s announcement?”
“– Those who worry a lot can bind the interest rate and the time you certainly do. There is great interest in the day even on fixed loans and if you choose to do it, don’t forget to also negotiate the bound interest rates with the banks. In the choice between restricted and moving, I think it becomes a zero-sum game if you get a good fixed interest rates or if you have moving. It doesn’t really matter so much right now. To bind his loan in a few years is a bit like an insurance policy but I think that sliding will work great to continue. It will take a long time before interest rates are raised a lot.”
“How do you think mortgage rates will be developed after today’s announcement?”
” I think we will see marginal changes in mortgage rates. There are surely some who will take the opportunity to raise a little but when in January we get to see snitträntorna from december, I think we will see marginal increases. I don’t think there will be any huge changes, actually, ” says Christina Soderberg.”
