on the one hand, it was an iPad, and the other were shoes. The data of a third Laptops were purchased. Almost 40 members of Parliament from Berlin were abuse 2016/2017 victim of Identity. And also normal citizens are victims of abuse of data. According to the latest police crime statistics 2018 30 009 cases of Goods were – and credit fraud in Berlin officially registered. 67.7 per cent of these frauds, instead of found on the Internet. The number of unreported cases is likely to be considerably higher.
in addition to the order for payment procedure entries threaten to Schufa. To get rid of the negative entries, you need a lot of effort – most of the time it’s not without a lawyer. The main Committee of the house of representatives has decided on Wednesday on the Initiative of the CDU as a majority against the FDP is an initiative in the Bundesrat, in order to protect the victims or to commit to the debt collection company and the credit Bureau of greater transparency. The Federal Council initiative to be decided next Thursday in Parliament.
the activities of The Schufa and other companies, the credit checks, to be made more transparent. When a Department store shipped Goods on account, made no money input, it is the requirements in the rule to a debt collection company. This determines the address of the alleged debtor. In General, this then gets very offensive reminders.
More transparency for credit Bureau Check
many times a message is already parallel to the Schufa, which can have a lowering of the Scores. Who wants to get insight in their data, they must usually complete a paid subscription. “The claim to free information is not noted for the consumer to virtually” in the parliamentary motion as a justification.
The request is very clear: The Schufa practice as a private sector company, “virtually unlimited Power”. Therefore, the Action of the Schufa and other companies, to make credit assessments should be subject to legal requirements. Only true transparency can be created. Also the supervision over the debt collection company should be tightened. To imagine co-operation with consumer protection organisations.
in addition, Berlin’s parliamentarians are demanding that Department stores that offer purchase on account, are at least obliged with a first contact, to verify the identity of the customer, in order to prevent fraudulent orders. Further, it must be considered whether a first delivery in case of a different billing or delivery address is likely to be only against payment in advance or by cash on delivery permitted.
police finds out less and less cases
consumer reimbursements should be able to assert, to enforce their rights. This can be the collection company or the company itself, if you have, for example, an identity check.
cheaters come in through Phishing, for example, by E-Mail to the data of their victims. Consumers have to be aware of secure passwords and should be set up for each user account a unique password. Criminals have transferred money from the account must be informed to the Bank and filed a criminal complaint with the police.
excerpt from the crime statistics of the police of Berlin.Screenshot: Tsp/police Perlin
Although more and more people are victims of inter-crime, explains to the police less and less cases of Goods and credit fraud. In 2009, the police registered 25.923 cases, in 2018 already 30.009. In the past year 26.998 cases have been recorded of fraud on the Internet, an increase of 3723 cases, or 16 per cent compared to the previous year.
data espionage and fraud with credit cards
At the same time, the ratio of the enlightened cases, declined at the time of Goods and credit goods amounted to nearly 70 per cent to 34 per cent: in 2009, there were 18,000 in enlightened cases, in 2018, only 10290. A similar development is also observed in the case of Internet crime – a rise in cases of 23.616 in 2009 to 30.873 cases in recent years – but a decline in the number of cases could be solved. In addition to fraud that is committed to 87 percent on the Internet, includes also the spying and Interception of data, and fraud using payment card data.
The police declared to the decline in the number of enlightened cases: “The development of a progressive anonymity on the sale and the complexity, as well as international availability of the digital data to make the investigation more difficult and more complex, what is shown in this tort field, even in a declining clearance rate.” (axf)
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crime statistics in Berlin Less pickpockets, more cocaine, violence continue to be high
Helena Piontek, Alexander Fröhlich André Görke
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