the Mortgage society of Finland Hypo estimates that housing market prospects depend on future interest rates, and urbanization, says the association of mortgage market review its.

Hypo according to a few growth centres outside the housing prices are widely in decline. Housing price development forecast for next year is zero percent, and that of the second housing value decreases, the review stated.

the problem of Empty dwellings has so far spoken mainly in the peripheral areas in the context of, but now the same phenomenon appears Hypo according to the Helsinki city centre, too. The reasons though are different. When the sparsely populated areas of empty housing, the reason is the sale of the impossibility, the high-value areas it is, in turn, sales of mini march new.

Helsinki kluuvi in apartments is a Hypo according empty for more than 40 per cent, and guard the city in the range of approximately every third. In 2011, the corresponding figures were less than 20%.

Hypo points out that one of the causes of vacant housing increased in the centre of Helsinki is that the bank account was in minus by the value of the apartments there continues to rise. In this case, the decline into sell or take a mortgage for continuous use.

as a means of resolving Hypo suggests the increased real estate tax permanently empty for housing. The incentive would work the same way as land not built on a raised property tax, which aims to encourage plot owners to build area ready.

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