“Few dare to believe in the state pensionslöften”
“A long and happy life, and a high pension is the dream of most people. But while life expectancy increases think, fewer and fewer on the state’s pensionslöften, according to a new report.”
“at the same time are increasingly choosing to take out their pensions as quickly as possible.”
“the Band of those who are over 55 years of age think only 28 percent, the state will be able to keep their pensionslöften the day they retire. The lowest is confidence among women with a low income.”
“According to Dan Adolphson Björck, trygghetsekonom on pensionsbolaget AMF, which produced the report, the declining confidence in front of the two explanations:”
“– In the past year, there have been black headlines about rogues, rogue actors for the premium pension. The other thing that affects to a large extent, is that with the rising average life expectancy will fall from the pension from the public, ” he says to TT.”
“Up to the year 2028 is expected the proportion of swedes over the age of 80 to increase by 50 per cent. The ageing of the population means greater costs for payments of the retirement pension. Between 2011 and 2017, the increased payments of the pension by 33 per cent.”
“Public pension unchanged”
“Because the employment is not renewed at the same rate increases the importance of occupational pension, so the part that the employer pays to the pension. Between 2011 and 2017 increased contributions to occupational pensions by 44%.”
“– at the same time, the model looks for the pension from the public as it did when it was launched in the beginning of the 1990s, ” says Dan Adolphson Birch.”
“He believes that the politicians too one-sidedly focuses on raising the retirement age and calls for a discussion on fiscal reforms related to the pension from the public.”
“Over the last ten years it has become more common to choose to have their pensions paid in five or ten years instead of for life. The reasons for this may be that you want to use the money while you are fresh and healthy, that you want to be able to place them as you want or that you simply need them in order to survive financially.”
“Warns of rapid withdrawal”
“Over the past year, the uncertainty around raising the retirement age and changing utbetalningsregler led to more people choose to take out occupational pension quickly,” says Dan Adolphson Björck who want to take the opportunity to raise a warning finger to those who want to empty your pension quickly.”
“– If you are active at the same time taking out a large part of their occupational pension scheme in a short time can be affected by the state income tax. In addition, waiting a great loss the day that it ends.”
“the Report also shows that inequalities between men and women remain within the pension scheme. Today, women pensioners out on average a third lower pension than men. The inequality is explained by the lower snittlöner, more part-time workers, and earlier retirement among women.”
“Years Women Men Total”
