The joint group AG2R La Mondiale will increase “by 8 to 9%” complementary health contributions in 2024, to cope in particular with transfers of expenses from the Social Security budget, indicates the general director of the group in an interview this Friday with Echoes. “There is no magic money. If health spending increases and the State transfers the burden to supplementary health insurance, the contributions (for supplementary health insurance, Editor’s note) of the French will automatically increase,” says the general director, Bruno Angles.
“We will limit the increase in our contributions to 8 to 9% on average for health insurance, and 5% for welfare,” he indicates. AG2R La Mondiale is the first complementary health insurance group to give a clear indication of the evolution of its prices in 2024, while the entire sector expects substantial increases. These should range from 8 to 12.5%, according to estimates a few weeks ago from the specialist Addactis.
The increase is explained both by the current strong growth in French health spending, and also by the transfer of costs from Health Insurance. The State has just transferred 500 million euros in additional dental expenses per year to supplementary health insurance, by reducing the reimbursement of dental expenses by Health Insurance to 60%, compared to 70% previously. In total, supplementary health spending is expected to increase by 1.5 billion euros in 2024, out of a total budget of around thirty billion euros.
In his interview with Les Échos, the general director of AG2R La Mondiale asks the State for greater collaboration between health insurance and complementary health insurance to manage to contain the increase in health spending. “We cannot continue to do without the mistigri of health expenses,” he says. “For example, there is room for maneuver in the hospital, but also in terms of prevention.” According to figures from the draft Social Security budget for 2024, Health Insurance expenditure will increase by 4.8% in 2023, excluding Covid-related expenditure.