The average price of the warranty rc car is 404 euro, the lowest of 11 euros compared to the same period of the previous year. Continues the downward trend of the prices: down 2.7% on an annual basis. This was made known by the Ivass (Istituto per la vigilanza sulle assicurazioni) on the basis of the data of the Statistical Bulletin HYPER for the fourth quarter of 2019.
The price reductions, higher were recorded in the provinces of the South: Caltanissetta (6,9%), Vibo Valentia (-5,5%), Enna, Agrigento (sicily) and Taranto (-5,2 %), Reggio Calabria (-5,1 %). In Naples the average premium is higher than 600 euros, but the differential premium (net of tax) compared to Aosta is reduced to 226 euro (the spread was 236 euro in the fourth quarter of 2018).
average Prices exceeding € 500 are recorded, in addition to Naples in just four provinces: Prato (590 euros), Caserta (518 euro), of Massa-Carrara (506 euro) and Pistoia (euro 502). 50% of the policyholders pay less than 360 euros. 84% of the contractors is assigned to the class and Bonus-Malus. The insured, the more risky the higher classes to 11) pay on average more than double those in class 1 (775 euro against 373 euros).
For the class 1 there is a large difference in price depending on the age of the insured persons: those under 25, while benefiting from the law the “Bersani”, they pay an average premium of 652 euros, those over 60 are charged instead of 357 euros. The under 25 class 14 pay an average premium of 1.173 euro. Continues to grow the appeal to the black box that achieves a penetration rate of 23.3% on a national basis.
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